Celebrate Tax Day with a Personal Finance Magazine Subscription

(Vocus) April 15, 2009 — It's here — the deadline to file your tax returns without penalties. Or maybe you've filed an extension. Either way, today is Tax Day. Since 1955–the last time Tax Day deadline was changed–Americans have labored over turning in tax returns on April 15 and rejoiced when the forms are finished postmarked or now electronically submitted.

To celebrate Tax Day, Magazines.com is offering magazine subscriptions (http://www.magazines.com/category/business-finance) to small business, personal finance and money management magazines at significant discounts off cover prices including Forbes, The Economist (http://www.magazines.com/product/the-economist), BusinessWeek, Entrepreneur, Kiplinger's Personal Finance, Barron's and more.

About Magazines.com

Magazines.com (http://www.magazines.com) is the oldest, the largest and the most dependable magazine subscription service on the Internet. We are a privately-held company based in Franklin, Tenn., a suburb of Nashville.

With more than 1,900 titles available, Magazines.com offers people a fun, easy way to discover new magazines and helps them track subscriptions. Magazines.com is the leading independent agent selling subscriptions, serving customers online at Magazines.com and by telephone at 800-MAGAZINES (800-624-2946.)

Survey: Colorado Teens Want To Know More About Personal Finance But Have Few Opportunities To Learn

Denver, Colorado (PRWEB) May 14, 2009 — A recent survey of Denver-area high school students shows that nearly half want to know more about personal finance, but less than one in 10 has taken a class on the topic. Nearly one in five respondents indicated they don't know anything about personal finance.

The survey of more than 500 high school students was conducted by Joshua Holmberg and David Bruzzese (http://www.theteensguide.com/about_us) as part of ongoing research for their book, "The Teen's Guide to Personal Finance: Basic concepts in personal finance that every teen should know" (http://www.theteensguide.com). The surveys were conducted earlier this year at personal finance presentations the authors gave at several area high schools.

"Teens with no knowledge of personal finance grow up to be adults with no knowledge of personal finance. We're trying to reach youth at the point when they have the potential to earn money and begin making financial decisions that can impact the rest of their lives," said Bruzzese.

Financial education opportunities for Colorado teens will increase as mandatory financial literacy requirements for public high school students go into effect in 2010.

When asked which financial topics they were most interested in learning about, 64 percent of respondents ranked saving money among their top two choices, followed by investing at 49 percent, and tracking spending at 48 percent. Not surprisingly, only 12 percent ranked retirement among their top two choices.

More than half the respondents indicated that having enough money to have fun and buy the things they want was most important, compared to equal numbers, 23 percent, who indicated either saving for a car or saving for college as a top choice of what to do with money. Only three percent of students considered saving for retirement to be most important.

"Teens in Colorado overwhelmingly want to learn about personal finance, yet without educational opportunities, they will continue to see money primarily as a means of instant gratification," said Holmberg, "We want to help teens understand the basics of personal finance so they can avoid the financial pitfalls that so many of us have experienced. If you look at what's happening in the economy, it's clear that individuals' bad financial decisions, which may be attributed, in part, to a lack of knowledge, will continue to have negative repercussions."

The personal finance seminar Holmberg and Bruzzese developed for teens has been delivered to more than 1,000 Colorado high school students. Survey results will be used to tailor the seminar to better meet the needs of students and educators. Complete survey results are available at Teen Finance Survey Results (http://www.theteensguide.com/survey).

Joshua Holmberg, of Littleton, CO, earned an MBA at the University of Denver. David Bruzzese, of Durango, CO, earned an MBA at the W.P. Carey School of Business at Arizona State University.

The Teen's Guide to Personal Finance: Basic Concepts in Personal Finance Every Teen Should Know, 94 pp., published by iUniverse, $12.95.

Will the Financial Crisis Leave Students Behind? Workshop at ASCD Highlights Teaching Strategies and Skills-Building Lesson Plans for Teaching Persona

New York, NY (PRWEB) March 12, 2009 — The Council for Economic Education, www.councilforeconed.org (formerly known as the National Council on Economic Education) unveiled its personal finance workshop at the Annual Association for Supervision and Curriculum Development Conference (http://www.ascd.org/) in Orlando, FL on March 14th to March 16th.

Teachers will discover how to integrate essential economic and financial literacy concepts across multiple content areas by exploring effective teaching techniques, activity-based lesson plans and rigorous student worksheets. Teachers and curriculum directors will leave with the tools and knowledge necessary to launch a standards-based personal finance program in their districts.

"Unfortunately, the current economic crisis is yet another unfunded government mandate: teachers and administrators realize the importance of teaching financial literacy, but how do they add it to a curriculum that's already stuffed full of NCLB requirements?" asks Troy D. White, the Council for Economic Education's Director of Sales and Marketing. "This workshop will give them simple, affordable ways to infuse economics and personal finance into all courses, at all grade levels."

On Sunday, March 15th, from 8:30-9:30 a.m., Fred Dorsett of the University of Southern Florida's Stavros Center for Free Enterprise and Economics Education (http://www.coss.fsu.edu/stavros/), will lead the workshop Adding the Fourth R: Real World Financial Literacy. In the session, Mr. Dorsett will preview resources and demonstrate teaching techniques that teachers can use to teach timely economics and personal finance topics. Teachers will learn how they can seamlessly infuse these key concepts into subjects like math, reading and civics and government.

To help teachers kickstart their financial literacy curriculum, Mr. Dorsett will examine a blend of print, CD, DVD and web resources that make the search for economic and personal finance lesson plans effortless. Teachers will discover how to engage students with a mix of videos, multimedia clips and activity-based lessons. Teachers will also learn how to enhance their instruction with interactive, web-based lesson plans from www.Econedlink.org.

For teachers who can't get enough cutting-edge instructional technology, or for those who just want to get their hands-on timeless economics and personal finance print resources, the Council for Economic Education will display its full suite of resources at booth 1409 in the exhibit hall. Teachers will get face-to-face resource consultations to help them find lesson plans tailored to their teaching style. They will also find out how to save up to $85 on the popular K-12 Personal Finance and Economics Prep Kits (www.councilforeconed.org/ascd).

About the Presenter

Prior to joining the Stavros Center in 1998 as a Program Coordinator, Mr. Fred Dorsett completed 31 years as a social studies teacher and department chair in Pinellas County Schools. During that time, he served as a student government advisor, taught college courses, and directed teacher-training programs. Mr. Dorsett assisted in the development of local, state, and national K-12 curricula on a variety of topics and has been editorial consultant for several textbook companies. He is an active member of the Florida Council for the Social Studies having served in various leadership positions and committee assignments.

About the Council for Economic Education

The Council for Economic Education envisions a world in which people are empowered through economic and financial literacy to make informed and responsible choices throughout their lives as consumers, savers, investors, workers, citizens, and participants in our global economy.

The Council for Economic Education (www.councilforeconed.org) offers comprehensive, best-in-class K-12 economic and personal finance education programs, including the basics of entrepreneurship, consisting of teaching resources across the curriculum, professional development for teachers, and nationally-normed assessment instruments. Each year, the Council's programs reach more than 150,000 K-12 teachers and over 15 million students in the United States and in more than 30 other countries. These programs are delivered through a diversified system: directly from the Council, through a network of affiliated state Councils and university-based Centers for Economic Education, and through other partner organizations.

Jobless Should Evaluate COBRA, Medicare in Light of 2009 Recovery Act

Belleville, Ill. (PRWEB) April 15, 2009 — Healthcare provisions in the 2009 American Recovery and Reinvestment Act (ARRA) may be crucial to those who have lost their jobs. That's especially true for people with disabilities no longer able to work, according to Allsup (http://www.allsup.com/?=PRW09-7), a leading provider of Social Security disability, financial and healthcare-related services to people with disabilities.

The provision affects people who lost their jobs involuntarily between Sept. 1, 2008, and Dec. 31, 2009, and whose employers provide COBRA coverage.

"This part of the legislation aims to help people get access to healthcare coverage when otherwise they won't because of lost income and high costs," said Paul Gada, a tax attorney and personal financial planning director for the Allsup Disability Life Planning Center.

"Continuing healthcare and medical treatment is particularly important for people with progressive illness or conditions that keep them from returning to the work force," Mr. Gada said. "This economy is bad news for people who have been struggling physically to keep working because of a disability. Now they've lost their jobs and, as a result, they may have lost their healthcare coverage."

Allsup provides more information below and online about the ARRA COBRA provisions (https://www.allsup.com/Personal-Finance/Managing-Healthcare-Costs/COBRA-Coverage/COBRA-and-the-ARRA.aspx?=PRW09-7), including considerations for those who may be eligible for Medicare (https://www.allsup.com/Personal-Finance/Managing-Healthcare-Costs/Medicare/Medicare-and-the-ARRA.aspx?=PRW09-7).

How the ARRA Affects COBRA

Under the ARRA, people who lost their jobs involuntarily between Sept. 1, 2008, and Dec. 31, 2009, and whose former employers offer COBRA coverage only have to pay 35 percent of their monthly premiums while the former employer picks up the remaining 65 percent (and is later reimbursed in the form of a tax credit). The COBRA premium reduction remains in effect for up to nine months.

Allsup provides more detail about involuntary versus voluntary termination on Allsup.com.

Who Qualifies

If you lost your job due to an involuntary termination within the period listed above and don't have access to other comprehensive healthcare coverage (such as Medicare or an employer plan), you are eligible for reduced-cost COBRA and the special enrollment period. You must make less than $125,000 for an individual or less than $250,000 for married people filing jointly. If you qualify, you should get a notice within the next 30 to 45 days from your former employer with details about your available options.

If You Chose Not to Use COBRA and Don't Have Coverage

Those who originally chose not to take advantage of a former employer's COBRA coverage for whatever reason and still are not covered (or don't have access to affordable healthcare coverage) can re-join a former employer's plan for the 65 percent premium reduction. In this case, you may be eligible for a special enrollment period of 60 days.

If You Use or Become Eligible for Other Healthcare Coverage

If you now have access to affordable, comprehensive healthcare coverage (e.g. offered through an employer or Medicare) or become eligible for such coverage, you cannot take advantage of lower-cost COBRA coverage under ARRA, whether or not you are currently on COBRA. So, if you're currently using your former employer's COBRA coverage and are eligible for Medicare, whether due to age or disability, you still have to pay the full price of COBRA coverage. Having Medicare coverage and attempting to use reduced-cost COBRA can have serious consequences. Read more about Medicare and ARRA (https://www.allsup.com/Personal-Finance/Managing-Healthcare-Costs/Medicare/Medicare-and-the-ARRA.aspx?=PRW09-7).

In general, all healthcare coverage is voluntary. That means that you have the choice whether or not to participate. So the decision to keep COBRA coverage until it expires, or use Medicare or other coverage instead is entirely up to you. But, coverage from Medicare or an employer may prove to be far more cost effective. Additionally, there is a penalty for individuals who use reduced-cost COBRA but are eligible for Medicare.

Allsup provides additional details online:

COBRA and the American Recovery and Reinvestment Act of 2009 (https://www.allsup.com/Personal-Finance/Managing-Healthcare-Costs/COBRA-Coverage/COBRA-and-the-ARRA.aspx?=PRW09-7)

Quick Facts about Medicare and ARRA (https://www.allsup.com/Personal-Finance/Managing-Healthcare-Costs/Medicare/Medicare-and-the-ARRA.aspx?=PRW09-7)

The American Recovery and Reinvestment Act of 2009 (https://www.allsup.com/About-Us/News-Room/Current-News/American-Recovery-and-Reinvestment-Act-of-2009.aspx?=PRW09-7)

ABOUT ALLSUP

Allsup, Belleville, Ill., is a leading nationwide provider of financial and healthcare related services to people with disabilities. Celebrating its 25th anniversary in 2009, Allsup has helped more than 110,000 people receive their entitled Social Security Disability Insurance and Medicare benefits. Allsup employs more than 550 professionals who deliver services directly to consumers and their families, or through their employers and long-term disability insurance carriers. For more information, visit www.Allsup.com.

The information provided is not intended as a substitute for legal or other professional services. Legal or other expert assistance should be sought before making any decision that may affect your situation.

Contacts:

Rebecca Ray

(800) 854-1418, ext. 5065

or

Dan Allsup, ext. 5760

Financial Organizations Are Taking Financial Education On The Road

Arlington Heights, IL (PRWEB) May 23, 2008 — Rising fuel costs, market volatility and a struggling U.S. economy are creating great concern among American consumers as to whether or not they can financially survive in the short-term – let alone in retirement. In recognition of this growing consumer sentiment, three financial service providers are joining forces to bring financial education to individuals in their towns and cities across the country.

The National Association of Personal Financial Advisors (NAPFA) Consumer Education Foundation, TD AMERITRADE and Kiplinger’s Personal Finance magazine announced at the NAPFA National Conference in Long Beach, CA on May 15, 2008 that they are collaborating to launch the Your Money Bus Tour. Slated to kick-off on September 8, 2008 in Washington, DC, Your Money Bus will travel from coast-to-coast for one-year to deliver the important message that it is never too late to start taking steps to prepare for a secure financial future

“The NAPFA Consumer Education Foundation has a warm place in my heart,” said Michael Joyce, CFA, CFP®, chairman of the NAPFA Consumer Education Foundation Board. “The foundation fills a tremendous need for consumers. I am happy to be associated with Your Money Bus to help educate consumers on the need for financial preparation. The commitment made by our friends at TD AMERITRADE and Kiplinger’s Personal Finance magazine shows that we share a common desire to help real people with their real financial concerns.”

Each stop of the bus tour will feature a variety of events and opportunities for consumers to learn about personal finance. The bus will also be outfitted with a media center for blogging, podcasting, and video feeds so the bus can keep consumers and the media up-to-date via a dynamic website.

“It is in the best interest of all firms to educate individuals on their saving and investing options, especially those available through the independent registered investment advisor model,” said Tom Bradley, president, TD AMERITRADE Institutional. “We have long believed in the power of education and encourage everyone to get on this bus and start the drive toward achieving their financial goals.”

TD AMERITRADE and Kiplinger’s Personal Finance magazine are each committing resources to the project. TD AMERITRADE has signed on as the primary financial sponsor of the bus tour and Kiplinger’s Personal Finance magazine will be providing promotional support for the program in both its magazine and website properties.

“At Kiplinger’s Personal Finance, we have been helping our readers save and invest to reach their financial goals for more than 60 years,” says Editor Fred W. Frailey. “We are proud to collaborate with the NAPFA Consumer Education Foundation and TD AMERITRADE in their effort to bring one-on-one advice to consumers around the country. Together we hope to show Americans that they can take control of their finances and their future despite volatile markets and an uncertain economy.”

Planning for the Your Money Bus Tour is fluid, so future communications will be provided as plans are developed. If you have any questions regarding the program and would like to talk with a representative from the NAPFA Consumer Education Foundation, please contact Benjamin Lewis at 301-963-7555 or benjamin.lewis@perceptiononline.com. If you would like to speak with a representative from TD AMERITRADE, please contact James Frawley at 201-369-8779 or james.frawley@TDAMERITRADE.com.

ABOUT THE NAPFA CONSUMER EDUCATION FOUNDATION

The NAPFA Consumer Education Foundation is built upon the expertise of the National Association of Personal Financial Advisor’s more than 2,000 members and its high standing within the industry. The Foundation makes grants to organizations that demonstrate the ability to educate consumers about basic personal financial issues. The Foundation will partner with recognized educational organizations to expand the breadth, depth, and distribution of consumer financial education programming, including materials developed by NAPFA.

For more information, please visit www.NAPFAFoundation.org

ABOUT TD AMERITRADE

TD AMERITRADE Institutional, Division of TD AMERITRADE, Inc., member FINRA/SIPC, is a leading provider of comprehensive brokerage and custody services to nearly 5,000 fee-based, independent Registered Investment Advisors (RIAs) and their clients. Their advanced technology platform, coupled with personal support from their dedicated service teams, allows investment advisors to run their practices more efficiently and effectively, while optimizing time with clients. TD AMERITRADE Institutional is committed to advocating on behalf of advisors and their clients and understands the importance of being a fiduciary.

For more information, please visit www.TDAinstitutional.com.

*TD AMERITRADE, NAPFA Consumer Education Foundation and Kiplinger’s Personal Finance magazine are all separate and unaffiliated and are not responsible for one another’s services and policies.

ABOUT KIPLINGER’S PERSONAL FINANCE

Kiplinger’s Personal Finance magazine provides down-to-earth advice on managing money and achieving financial security. It provides trustworthy information and practical guidance on saving, investing, planning for retirement, paying for college, buying an automobile, home and other major purchases. The Kiplinger’s Personal Finance website offers the same great advice that’s in the magazine.

For more information, please visit www.Kiplinger.com.

The World’s Largest Collection of Personal Finance Calculators Launches Today: SimplyFinance.co.uk Offers 365 Online Calculators Completely Free

(PRWEB) January 21, 2010 — SimplyFinance.co.uk (http://www.simplyfinance.co.uk), the world’s largest collection of free personal finance calculators, officially comes out of beta today. SimplyFinance.co.uk offers consumers 365 free online personal finance calculators, designed to help people answer almost every possible personal finance question they may face, including:

•    How many weeks would it take me to pay off my credit card?

•    How much money will I save if I remortgage?

•    How much life insurance do I need?

•    How many years will it take me to become a millionaire if I save 1000 pounds per month?

•    How much does my gym membership cost actually cost me on an hourly basis?

•    How much will my daily Starbucks habit cost over my lifetime?

Katie Jenkins, editor and site producer of SimplyFinance.co.uk states, “With a combination of straight-talking articles, budgeting tools and expert advice, and the world’s largest collection of personal finance calculators (http://www.simplyfinance.co.uk/calculatorList.html), SimplyFinance.co.uk aims to equip consumers with the tools that they need to make every important decision in life. Our aim is to show people that finance is much simpler than they had thought, and ultimately, to help them save them some money in the process. ”

** UK’s Leading Finance Experts on SimplyFinance.co.uk **

In addition to the world’s largest collection of personal finance calculators, SimplyFinance.co.uk also offers consumers a wealth of guest articles from the UK’s most trusted financial experts. Past columnists include MoneyMagpie.com’s Jasmine Birtles, property guru Sarah Beeny, Which? Money’s James Daley, and Credit Action’s Chris Tapp, who have collectively shared their insights on an extensive range of personal finance topics including how to sell your house online, how much life insurance to take out, and how to pay off debt effectively.

Recent research carried out by SimplyFinance.co.uk and Credit Action shows that as many as 80% of UK consumers started 2010 with significant money worries. Simplyfinance.co.uk’s extensive range of free calculators, budgeting tools and articles are designed to help consumers begin 2010 with a positive start towards securing a more promising financial future.

** Educating UK Consumers Through SimplyFinance.co.uk’s Free Calculators **

Chris Tapp, director of consumer charity Credit Action comments “A well-educated, informed, financially capable individual is not a victory for consumer rights over business interests – it’s good news for everybody; consumers, business, the credit industry, the government, the taxpayer, each and every one of us – as we have found to our cost in the past couple of years, when people get money wrong, we all pay.”

Chris Hong, managing director of SimplyFinance.co.uk adds, “People sometimes forget that personal finance is not just about tax returns and investments, it is also about saving for your dream wedding, planning a new addition to the family, and being able to enjoy quality time with your loved ones. Regardless of our stage of life, regardless of our education background, we all have questions about our finances. We hope that SimplyFinance.co.uk’s unparalleled collection of free resources can help answer these questions … every day of the week, 365 days of the year.”

CULookup.com Launches Personal Finance Calculators

Washington, DC (PRWEB) February 17, 2010 — The industry-leading credit union locator site www.CULookup.com today launched 30 new free personal finance calculators, which can be found at www.culookup.com/calculators. The calculators provide an opportunity for consumers to identify key issues and work toward financial goals, and also include links to educational resources on a topic-by-topic basis. For example, consumers may calculate how long it will take to pay off a credit card, estimate how to save for college or determine how much home they can afford to buy.

CULookup.com was developed, underwritten and is maintained by NAFCU Services Corporation, a subsidiary of the National Association of Federal Credit Unions (NAFCU).

"Now, in one place, consumers can significantly improve their financial performance–by using the calculators to manage their money better, and then by using the locator to find a credit union," said NAFCU President Fred Becker. CULookup.com blends financial literacy tools with a credit union locator, unlike any other site on the Internet, and was recently highlighted by Consumer Reports as a great resource to find a credit union."

To see the financial calculators in action, visit www.culookup.com/calculators. The calculators offer financial guidance in five broad categories:

1. Home/mortgage

2. Savings

3. Credit

4. Retirement

5. Auto

NAFCU is the only national organization that focuses exclusively on federal issues affecting credit unions, representing its members before the federal government and the public. NAFCU Services Corporation is a wholly-owned, for-profit subsidiary of NAFCU, and is a source of innovative solutions for growth and productivity for credit unions.

For the latest in credit union information, visit our Web site at nafcu.org.

CONTACT:

Patty Briotta

703-842-2820

100 Personal Finance Podcasts Launched Feb 2, 2010; Canadians Will Learn about Their Money From The Industry Experts

(PRWEB) February 6, 2010 — http://www.Canadian-Money-Advisor.ca is currently doing podcast interviews with the following: Personal Finance Suppliers, Personal Finance Authors and Bloggers, Personal Finance Success Coaches. These interviews will be in such categories as credit, investing, insurance, retirement planning, bankruptcy and more. The public will able to listen to these podcasts at no charge.

Canadian-Money-Advisor.ca kicked of its 100 Personal Finance Podcasts for Canadians event on February 2, 2010. The purpose of these interviews is to give Canadians an education about personal finance from the experts in their respective fields.

According to Monty Loree – owner of the site, "I thought it would be a valuable resource to add these podcast interviews to the already vast amount of information that we offer our visitors". Also, "It gives us an insight into these experts that we would not normally get".

These 100 podcasts will be streamed through out the year, and the visitor can find them here on the sites podcast summary page: http://www.canadian-money-advisor.ca/podcast-summary.html

Along with the sites summary page, the podcasts can also be downloaded from Itunes: (Search Canadian Money Advisor in the Itunes store)

Interview Partners Needed – Looking for Interested Personal Finance Experts

Monty Loree also wants to give a shout out to personal finance experts of all types. If you've got an expertise in any area of personal finance, He would like to interview you for this series.

Personal Finance Experts Needed in the following Categories:

Investing – Stocks, Mutual Funds, Real Estate etc

Retirement Planning

Credit & Debt Consultation

Mortgages

Personal Insurance of all types

Emergency Saving

Bankruptcy & Debt Settlement

Credit Bureaus

About Canadian-Money-Advisor.ca

Canadian-Money-Advisor.ca was established in 2005 with the purpose to help Canadians with credit, debt, collection agencies & credit reports. Since then they've expanded to help Canadians with the full spectrum of personal finance topics. The site has a blog, discussion forum, "What Is" articles, and the podcast directory". The site now has 4,000+ discussion forum members, and 2,100+ blog posts & articles to share with its visitors.

Contact: For more information contact HomeGrown Advertising Inc – Monty Loree at 306-949-5423

Students Win College Scholarships While Learning Valuable Personal Finance Skills on nslpflonline.org

(PRWEB) January 20, 2010 — College student Julia Garcia and Brandon Barnes, a high school junior, both earned scholarships to pay college expenses while they learned how to make better financial decisions.

Both students successfully completed personal money management courses using National Student Loan Program’s free Financial Literacy Online (http://www.nslpflonline.org) to be entered into a drawing to win a scholarship.

The program includes eight courses:

• Budgeting

• Contracts

• Credit

• Credit history

• Financing education

• Identity theft

• Insurance

• Starting a business

The courses are designed to be taken individually so users can select the topics they need and complete them at their own pace.

Garcia completed all eight courses, each taking about an hour. Her test scores show she significantly improved her financial knowledge. Garcia says budgeting was the most important thing she learned. “Financial Literacy Online will help other students learn to manage money responsibly and keep their debt low,” said Garcia.

Garcia earned her scholarship during Nebraska Financial Literacy Week in November when National Student Loan Program presented financial education seminars at 18 college campuses throughout the state and offered scholarships as an incentive for students to learn more.

Barnes completed courses as part of a campaign that runs through May 31 to encourage high school students to learn personal money management by using Financial Literacy Online. Scholarships (http://www.nslpflonline.org/nebraska) are available for Nebraska high school juniors and seniors who complete courses.

Request a free demo of Financial Literacy Online. (http://www.nslpflonline.org/vnews/display.v/ART/473b79305d321)

Contact:

Mark Krings

Vice President of Business Development, Western Region

National Student Loan Program

800.735.8778, ext. 6835

markk(at)nslp(dot)org

About National Student Loan Program and Financial Literacy Online

National Student Loan Program (http://www.nslp.org) (NSLP) is a private, nonprofit corporation serving higher education as a student loan guaranty agency. NSLP is well known for helping college students with financial literacy education and for preventing defaults on their student loans. NSLP is one of the nation’s major guaranty agencies.

Financial Literacy Online (http://www.nslpflonline.org) was created by National Student Loan Program to help students learn vitally-important financial management concepts that they might not learn elsewhere. The online program is appropriate for college and high school students and also available to the public.

Media Contact:

Sharon O’Neal, Director of Corporate Communications

National Student Loan Program

800.735.8778, ext. 6848 or 402.479.6848

P.O. Box 82507, Lincoln NE 68501-2507

1300 O Street, Lincoln NE 68506

Why You Should Read Personal Finance Blogs

Some like the variety. “It’s the wide range of perspectives and the timely information that I enjoy most about all the personal finance blogs out there,” notes Jeffrey Strain of Personal Finance Advice. “If there is a change in a bank’s interest rate or a new financial tool that can be used, it’s the personal finance bloggers that usually first have the information on how it can be best used to your advantage.”
Others like the inspiration the personal finance blogs provide. “It is inspiring to me to see the success of personal finance bloggers. Personal finance blogging has gone from a handful of blogs to hundreds. Readership has also increased, which is a good thing.”, observes JLP of AllThingsFinancial “I think most personal finance bloggers have the goal of educating the general public about personal finance. It’s inspiring to see that come to fruition.”
Other bloggers agree it’s great, maybe even a little too great. “I love reading other money-related blogs”, says Jonathan of My Money Blog. “Unfortunately, there are so many now that I can barely keep up. My favorite thing about reading other people’s writing is the inspiration it gives me to work that much harder towards my goals. There are bloggers buying rental property, working on side businesses, or simply being frugal in creative ways.”
Some just soak it all in. “I currently read almost 150 financial blogs and love every minute of it,” says FMF of FreeMoneyFinance. “The bloggers are so open and honest about their financial trials and tribulations, reading the blogs are like viewing mini soap operas. The authors become my ‘friends’ and I find myself cheering them on, hoping for their success.”
If you a bit curious about what others are doing with their money, or simply want to see a different slant to the usual fund-your-retirement mantras, go out and find a personal finance blog that suits your taste. You might just decide to start one yourself, and become part of the growing community.
http://www.traffic-eldorado.com/finance/why_you_should_read_personal_finance_blogs.html

www.traffic-eldorado.com

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